How Can Roof Inspections Lower Your Insurance?

roof inspectionsWhat are roof inspections and how can a homeowner benefit from them? As we all know, the roof protects us and our homes from rain, hail, snow, and the rest of the elements. But what does a roof inspection have to do with insurance premiums? Are they really that important? Can a well-maintained roof lower insurance costs? If you are interested in finding out what benefits entail regular roof maintenance, be sure to check out the rest of the article below:

Why you should have roof inspections regularly

First off, you should understand what a roof inspection is. Given the name of the service, you might already know some of the things that are to be done during roof inspections Wilmington, NC. Basically, a roofing contractor will perform a thorough inspection of the roof. This will include the following:

  • Checking for curled, cracked, or missing shingles.
  • Check for vegetation on the roof.
  • Inspect roof for damaged flashing.
  • Check for any water stains on the ceiling.
  • Inspect gutters and downspouts for any issues.
  • Check the overall condition of the roof.

The roofing contractor will then issue a report regarding the overall condition of the roof, the issues found, and the actions that need to be taken. The roofer will also provide a roof certification.

What is a roof certification?

A roof certification will be provided after the inspection which highlights the professional opinion of the inspector about the condition of the roof and the time it has left. Basically, the roof certification is part of the documentation needed to file for a safe roof discount.

How will my insurance premiums be reduced?

Insurance companies love it when your roof is safe and sound. The lower the risk, the better it is for the insurance providers. This will incentivize them to give you a discount on premiums. Basically, the less likely you are to file a claim, the better it is for both you and the insurance provider.

How can I file for a discount?

Basically, you can ask for a discount upon applying for a policy or when you are already insured. Be sure to ask your roofing expert regarding the process of filing for a safe roof discount. Most of the time, the roofer will know how to deal with these kinds of transactions. They can provide you with a lot of information you will need.

How much is a roof inspection and is it worth paying for?

Normally, a roof inspection will cost anywhere around $200 and $300. It’s a small price to pay considering you are already getting peace of mind knowing that your roof is in good shape. Other than that, you can also lower your insurance premiums. Be sure to hire an expert like WHS Roofing for the inspection.

If you need top-quality roofing services, call WHS Roofing. We can cater to all of your roofing needs. You may reach us at (910) 765-8513.

WHS Roofing
Wilmington, NC, 28403

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